Four students leaning on a balcony
 
 
 
Thinking of starting a postgraduate course this year? You could get help to pay for your course and living costs.
You could be eligible for a Postgraduate Masters Loan. There are also a variety of scholarships and discounts available for our postgraduate taught and research students.
If you have any further questions or concerns, please contact the Student Financial Support Team.
 
 
 

Postgraduate Masters Loans (PGML)

Thinking of starting a postgraduate masters course this year? You could get help to pay for your course and living costs.
You can find more information at:
When the programme started Maximum loan fee amount
On or after 1 August 2022 £11,836*
On or after 1 August 2023 £12,167*
On or after August 2024 £12,471*
*subject to amount changing each academic year.

Am I eligible for a postgraduate masters loan?

If you have a loan from a previous undergraduate course this will not affect your eligibility for applying for a Postgraduate Masters Loan.
It can depend on your age, course, existing funding, previous study, nationality or residency status to be eligible for a Postgraduate Masters Loan. To check your eligibility please refer to the website.

How to apply?

You can apply online for a Postgraduate Masters Loan to Government website at . Please remember to check your eligibility before applying.

Exclusions

  • You will not be eligible for Postgraduate Masters Loan if you have outstanding student loan arrears or have previously been found to be ‘unfit’ for student support (e.g. because of attempted fraud).
  • You will not be eligible if you already have a Masters (or qualification equivalent or higher) degree already.
  • A Postgraduate Masters Loan is not available to students wanting to ‘top-up’ a lower level qualification to a Masters degree. The course must be a full standalone master’s course.
  • You must register for the full 180 credits in order to receive the loan. Prior Accredited learning cannot be used to reduce the number of credits taken.
  • Postgraduate Masters Loans are not available for postgraduate level courses such as PgCert (Postgraduate Certificate), PgDip (Postgraduate Diploma) or where the postgraduate course is funded by undergraduate student finance, such as: ITT (Initial Teacher Training) or Integrated Masters.
All information about the Postgraduate Masters Loan can be found either through or through the websites.
 

Postgraduate Doctoral Loans (PGDL)

A Postgraduate Doctoral Loan can help with course fees and living costs while you study a postgraduate doctoral course, such as a PhD.
You can find more information at
When the programme started Maximum loan amount
On or after 1 August 2022 £27,892
On or after 1 August 2023 £28,673

Am I eligible for a postgraduate doctoral loan?

You’ll not be eligible for a PhD loan if you already hold a PhD or equivalent qualification or are receiving a Research Council studentship (including fees-only), NHS funding or other government finance towards your PhD.
Your eligibility will depend on your course, existing funding, previous study, age and nationality or residency status. To check your eligibility please refer to the
PhD loans are not available if you began your PhD before 2018/19.

How do I apply for a loan?

You can apply online for a loan on the from late spring/summer.

Details of repayment requirements and the interest rate payable

Repayments will start once you have completed your PhD. You’ll pay at a rate of 6% of your income once you're earning at least £21,000 per year. Please check the most recent information at the .

Further information

 

Tuition fee discount for University of Plymouth graduates

If you studied your undergraduate degree at Plymouth, you may be eligible for a fee discount if you complete your postgraduate studies here as well.
  • 10% or 20% discount on tuition fees for home students
  • £2,000 discount on tuition fees for international students
Plymouth Business School graduates on Plymouth Hoe.
 
 
Careers Hub

Supporting students with the cost of living

The cost of living in the UK has risen faster than household income, meaning that most people will have less to spend on essential goods and services. This is an ongoing situation that is likely to affect everyone in some way.
The University provides advice and guidance and has a range of services, facilities and offers to help students with rising everyday costs.

Further advice and information

The Alternative Guide to Postgraduate Funding

This resource is recommended for anyone looking for alternative financial support towards funding postgraduate study. Current students can access by using their student email address and graduates or non-Plymouth students can also access the platform by typing in a PIN.

To access the platform, register with your email address and the following pin number if required: 8337. Once registered, you will be sent a password to gain full access.


Further finance and funding information that could help you

Funding for Postgraduate study:
Studentships (research):
Teacher Training (ITT, PGCE, SCITT):
Social Work Bursary: